When it comes to claiming disability many people may expect to be accepted and receive benefits. This is not always the case. Many people are denied and some of the reasons why you are denied are out of your control. There are some ways that you maybe be able to avoid receiving denial.
SSDI(Social Security Disability Insurance) and SSI(Supplemental Security Income)are both federal programs that provide cash payments to people who meet the definition of “disabled”. Both programs are very different though. Each has its own set of requirements that you need to meet in order to receive these benefits. SSI is meant to meet the needs of individuals who struggle with blindness, who are elderly, or who are disabled. It has very strict financial requirements. SSDI is a program that is available to any individual that has paid into the Social Security System. They must have been doing this for the last 10 years.
One reason why many people are denied SSDI or SSI benefits is because they earn too much income. You are able to work a small amount when you apply and collect SSDI, but you can not earn over a certain limit. This number of how much you are allowed to earn is changed every year. According to NOLO, in 2017, you are able to make up to $1,170 per month.
SSI is a disability benefit that low-income people get. You cannot be making over substantial gainful activity level. Your social security will be reduced if your income is over around $740. If you make even more than this, then you might not qualify for SSI at all.
In order to be eligibility for disability, the Social Security Administration must believe that your condition is severe. It must be severe enough to last at least a year. If your injury or pain will last longer than a year and it prevents you from doing activities that you usually would do, then there is a good possibility that you will be approved.
The only exception in terms to this is cases involving an individual who is vision impaired. Many people might try to claim disability for a smaller injury such as fractures, but this will not be approved.
When trying to claim disability, the SSA as well as the Disability Determination Services (DDS) must be able to get into contact with you. These are crucial matters that will need to be communicated about.
If you want to be granted disability, you are going to need to have evidence to support your claim. Medical records are key. You must agree to release those records to the SSA, otherwise your claim will most likely be denied. Depending on your situation, the SSA might even ask you to see an SSA doctor. You will need to follow what the SSA requests of you in order to get the approval that you are looking for. This goes as far as making sure that you follow your doctors treatment advice. Although it is not always necessary depending on factors that prevent you from following this treatment, in some cases if you do not follow then you will be denied benefits. Some acceptable reasons for not following a treatment is if you can not afford it, if your religious beliefs prevent you from following this therapy, or if a doctor prescribes you something that another does not agree with.
There are certain conditions that also prevent social security benefits. Some of these conditions include if you have been convicted of a crime, if you have committed fraud, or if your disability is based on drug addiction or alcoholism.
To find out more about what might prevent you from collecting social security benefits, contact a lawyer. There are plenty of other sources in order to gain the proper knowledge and information that you need.