Motor vehicle accidents happen all of the time. The collision could be minor, could result in costly damage, or may result in injury. Most accidents will result in making a claim for damages with an insurance company. Every accident is different and will result in different action from the parties involved.
It is important to be aware of the common steps to follow if you are ever in a collision to ensure you get the proper compensation for your loss.
The first thing that you will want to do after you have been in an accident is see if your passengers and the other individuals involved are okay. Whether you are injured or not, you are going to want to call the police. Have an officer sent to the scene. This is important even if the accident was minor. This way a police report can be created and the driver at fault can be determined. A police report can really make your case.
You will also want to gain the information of the other party involved. You will want to get their name, address, driver's license number, vehicle licenses, and insurance information. If there are any witnesses, you should gather the names of these individuals, their contact information, and any other relevant information.
You will want to take photographs of the accident, including the vehicle involved, location of traffic signals, and any other signs of evidence. You may want to make notes about the weather or the road conditions at the time of the accident.
Obtaining medical treatment in a timely manor is a must! You will want to let the physician know that you have been in an accident. If any symptoms you have do not resolve, then you may want to get a second opinion from another doctor. You may want to document any pain that you are experiencing. If you are looking to claim damages for injury, then you are going to want to have medical documents.
You will want to contact your insurance company as soon as possible to report the accident. They will assign a claim number and a claims adjuster to handle this for you. They will want you to provide as much information as possible. They may even want to take a recorded statement. An individual may be sent out to evaluate the extent of damage to determine if the car is repairable. Depending on your insurance, you may be provided a rental car.
You will also want to report the accident to the other party's insurance company. You will want to be careful about how you speak when presenting any information to them.
It is also recommended that you avoid providing a recorded statement. You also shouldn't sign anything unless you have properly looked it over and are sure of it.
Dealing with an insurance company can be difficult in any circumstances. After a car accident, it can be even more daunting to face the task of providing all the necessary documentation to the insurer and to engage in claim settlement negotiations. It is always recommended to call an attorney for help. Palacios Law
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